: The schedule includes a detailed amortization table , showing how each EMI is split between principal and interest, your payment due dates, and the remaining loan balance.
"Extra quality" implies precision. For a borrower looking : The schedule includes a detailed amortization table
| Issue | Quality Impact | Solution | |--------|----------------|----------| | Blurry fonts / pixelation | Low readability for printing | Request re-download using desktop mode on browser | | Missing EMI rows (e.g., month 24 skipped) | Incorrect balance tracking | Compare total rows with loan tenure (e.g., 36 rows for 36 months) | | Interest column blank | Tax filing impossible | Contact Kotak care to regenerate schedule | | No watermark / bank logo | Not accepted by some CAs | Visit branch for certified copy | | Password-protected PDF without password | Unable to open | Default password is last 4 digits of loan account or DOB (YYYYMMDD) | your payment due dates
