Download the HSBC Mobile Banking app on a compatible smartphone. Log on with your existing username and password. Follow the prompts to set up your .

The process varies slightly depending on your region and whether you still have access to your old device: Secure Key FAQs | Ways to Bank - HSBC Expat

The Secure Key Exclusive program provides several benefits, including:

Both serve the same purpose: to prove it is really you making the transaction.