: Choose a "no annual fee" card like the Citi® Double Cash Card or Chase Freedom Flex® to build your history without overhead.
A credit card is not free money; it is a tool. Use it correctly (pay in full, use <30% of limit, autopay on) and the bank pays you . Use it wrong (minimum payments, late fees, cash advances) and you pay the bank. The revolution is simple: credit card revolution for newbie pdf new
If you take nothing else from this article, remember this: : Choose a "no annual fee" card like